Wednesday, July 30, 2014

Update on My Work Situation

Hello my lovely readers!  Did you miss me?

First off, apologies for the absence.  I haven't been blogging the past few weeks because (1) I was stressed about work and was attempting to find a new job; and (2) I took a quick trip to NYC to meet with my consulting client.

Second, I HAVE GOOD NEWS IN THE JOB DEPARTMENT!!!!  After some back and forth, I ended up getting transferred to a new department at work, so looks like I won't lose my job in the foreseeable future.  Woohooo!  :)

I'm so happy it turned out this way.  I hate updating my resume, writing cover letters, and spending tons of time on trying to find a new job, especially when you feel like you need a new job ASAP.  That pressure really does not help things!

Anyway, I will keep you guys updated on my debt repayment progress, although July was a really difficult month in terms of income and payments on my loans.  Hopefully I can get back on track starting in August.

Let's do this!

{gif via}

Tuesday, July 1, 2014

Open a New Capital One 360 Account by July 3rd and Score Some Cash!

I hope you all are enjoying the summer beaches and sunshine!

In celebration of the upcoming long weekend and 4th of July, Capital One 360 is offering some extra bonus cash if you sign up for a new account with them!

Here's what you need to do to score your bonus cash:
  1. Open a no-fee 360 Savings® account between June 30th and July 3rd (with a deposit of$500 or more).
  2. Snag a $76 bonus and start earning interest
What are you waiting for?  Go ahead and sign up now and get your bonus money!

What are your plans for the upcoming weekend?  My boyfriend and I are staying local, spending time with friends and family, BBQing, drinking lemonade (which may or may not be spiked! ;), and generally relaxing.  I can't wait!  :)

{Note: this post contains my referral link.  If you sign up through my link, I will also receive some cash.  It's a win-win!}

July (Negative) Net Worth Update: $-115,461.81 [Up $3k!]

I can't believe it's already July 1st!  Time has been flying over here!

Here's my net worth update, compared to last month's figures:

Cash $15,265.47$13,683.23$1,582.24
Total Assets$43,391.02$40,754.14$2,636.88
Student Loans$157,211.06$158,036.78-$825.72
Credit Cards$1,641.77$1,461.99$179.78
Total Liabilities$158,852.83$159,498.77-$645.94
Total Net Worth-$115,461.81-$118,744.63$3,282.82

I'm up over $3,200, thanks to my freelance income.  My hours have been reduced at my regular job, so I am really REALLY grateful for my side hustle income.  I am also actively looking for a new job, since my current one is not looking too promising at the moment.  This has been keeping me quite busy, as I'm setting up meetings with friends, old colleagues, and other people in my network to try to find something that's the right fit.  

Fingers crossed I'll find a new place to work soon.  I really don't want to dip into my savings, but it's nice to have as a cushion if I need it.  I may also be able to get a lower payment amount with Income Based Repayment on my federal loans due to my lowered income, but this won't stop the interest from accruing on those loans.  In the meantime, I am just paying the minimum on my student loans.

Man, there's a lot to think about right now, but I am committed to remaining optimistic that something good will work out after all this.  Wish me luck, my lovely readers!!