Monday, September 15, 2014

Introducing My New Blog:

Hey guys!

I started a new blog called Feisty Finance!  Feisty Finance is a personal finance blog for feisty and ambitious women.

Go check it out, as I'll be adding all of my new posts there from now on.  Make sure to bookmark the page, subscribe to receive my posts, and leave a comment or two and let me know what you'd like me to write about.

See you on the flip side!

Wednesday, September 10, 2014

If you could ask a lawyer anything...

{photo via}

I'm working on something exciting, but it's still in stealth mode at the moment.  In the meantime, I wanted to ask you: 

If you could ask a lawyer anything, what would it be?  

Since some of you are entrepreneurs, are you interested in learning about starting up your business or protecting your intellectual property rights?

Since some of you may be bloggers, are you worried about people stealing your work or receiving a cease and desist letter to remove content from your site?  

Leave your question(s) as a comment below.  Any and all questions/ comments are welcome (and please limit the snarky comments.... ;) ). 

I can't wait to read your responses!  

Tuesday, September 2, 2014

September Net Worth Update: $-108,203.69 [Up $2k!]

Hello my lovely readers!

I hope Labor Day treated you well.  I had a lovely long weekend with my boyfriend, full of enriching experiences.  It's so wonderful to unplug and get closer to nature and your loved ones.  We stayed at a retreat center, did yoga, ate good food we made, chased sunsets, drank prosecco in a hot tub under the stars, took photos, and basked in the sun.  It felt very indulgent (and yet it didn't cost us much)!

Here's my September net worth update, for all the world to see!  :)

Cash $14,789.63$12,550.18$2,239.45
Total Assets$51,378.26$48,073.02$3,305.24
Student Loans$156,900.60$156,751.56$149.04
Credit Cards$2,681.35$1,629.23$1,052.12
Total Liabilities$159,581.95$158,380.79$1,201.16
Total Net Worth-$108,203.69-$110,307.77$2,104.08
Student LoansAmount OwedAmount Paid OffInterest RateMonthly PaymentPayoff Date/ $ Paid Toward Loans
Federal Loans$118,694.66$5,000.005.75%$1,093.65
Private Loan 1$11,344.155.00%$0.003/7/2014
Private Loan 2$9,750.073.01%$81.18
Private Loan 3$11,368.913.21%$84.77
Total $156,900.60$31,354.72$1,399.57$36,953.00

We're up $2k this month, which I'm happy about.  This month my plan is to ramp up my 401k contributions to reduce the amount of taxes I'll owe for 2014...  Let's see how much we can stash away in there this month!

Debt repayment has been slowing down, as I'm trying to focus on increasing investments and making sure I have a healthy emergency fund.  Once those are covered, I'll jump back in to paying down debt at full force.  My dilemma is that the lower balance private loans have low interest rates and the higher balance has a higher interest rate but is a federal loan with tons of repayment options.  Paying down the high balance loan will feel like drops in a bucket, so I'm also assessing what the best tactic is for me going forward.  I also want to invest more, so there's a lot to consider.  Over the next month I'll try to come up with a new and improved debt repayment/ personal finance strategy.

How was your Labor Day weekend?