Tuesday, August 12, 2014

Strategies to Help Pay Off Debt Faster: Live in the Present Moment

“The present moment is filled with joy and happiness. If you are attentive, you will see it.” 
Thích Nhất Hạnh

My third tip in the series on Strategies to Help Pay Off Debt Faster is to Live in the Present Moment.

Now before you assume that this post is going to be about YOLO, let me explain what I do and do not mean by "living in the present moment."  I do not mean you should live as if it's your last day and go blow your savings in one go.  I do not mean you should stop planning for tomorrow.  I also do not mean you should just adopt an "ignorance is bliss" attitude and let whatever happens happen.  

What I mean by this tip is, try to be more present to yourself, your feelings, your intuition, your work, and the people around you.  When you are present, you are more fully aware, awake, and alive.  When you feel more aware, awake, and alive you are more conscious of your decisions, your actions, and the implications of your decisions and actions.  When you are present, you don't do things mindlessly.  You think, say, and do things with intention and purpose.  Living in the present moment makes you feel more in control over your thoughts, feelings, and actions, all of which can make a great impact on your life in general, including your personal finances.

Some great ways to feel more present that you can use everyday:

  • yoga and meditation
  • writing in a gratitude journal
  • taking moments to focus on feelings derived from the senses rather than thoughts derived from rationality
  • activities that get you in a state of flow, where you lose all sense of time, such as painting, writing, reading, knitting, playing the guitar, etc.
  • writing down what's on your mind so you don't have to keep thinking about it
  • spending time in nature
Now I'd like to hear from you!  What strategies do you use to be more present in your day to day life?  How has being more present in your life helped you?  Please share in the comments below.  

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